A Univa Africa project

JengaHome. Plan. Save. Own.

Kenya’s home ownership platform, for Kenyans at home and abroad. JengaHome helps you plan for land and a home, save with a provider you already trust, and follow every step from the first shilling to the house keys.

JengaHome plans. It never holds or moves your money.

Modern two-storey family home

Wanjiku’s journey Example

3-bedroom in Kiambu

KES 1,512,400 of 3,600,000 42%

On track for March 2028

0 shillings held

JengaHome never holds, receives or moves your money.

5 guided steps

From first interest in a plot to title transfer.

4 chapters

Savings, land, construction and complete.

Home or abroad

Plan your home in Kenya from wherever you live.

Why JengaHome

Most families build in pieces, over years.

Saving happens in one place, the land search in another, and the builder comes later. JengaHome gives every piece a place, so nothing feels like guesswork.

Saving without a clear target

Set your home budget, your timeline and a monthly amount you can keep up even on a tough month. JengaHome shows how far you’ve come and how many months remain.

Buying land without the right checks

Learn how to run an official title search on Ardhisasa, visit with a licensed surveyor and have your own advocate review the agreement before any money moves.

Building without a plan

Compare home designs, costs and build timelines, and meet the architects, quantity surveyors and fundis who turn a plot into a home.

The path home

Five steps between a dream and your own front door.

1

Dream

Name the land, home and future you want to create for your family.

2

Save

Choose a comfortable monthly amount and save with a provider you already trust.

3

Buy land

Explore plots in your county, learn the title search, and move with an advocate.

4

Build

Compare designs, costs and timelines. Meet architects, QSs and fundis.

5

Welcome home

The day your family walks through the front door. That is the whole point.

Step 2: Save

A plan that fits a real month.

Answer five questions and JengaHome turns your dream into a monthly number. Once a month it shows how far you’ve come, how many months remain, and the one next step worth taking.

What does home look like for you?

Buy your own land, build on land you already have, or land first and then a home.

Where in Kenya is home?

Kiambu, Nairobi, Kajiado, Machakos, Nakuru, Kisumu, Mombasa and more.

What’s your total home budget?

Anything from KES 300,000 to 10 million. A rough figure is fine; you can refine it later.

When do you want the keys?

In 1, 3, 5 or 10 years. Ambitious or patient, both work, and timelines can change.

What feels comfortable each month?

Pick an amount you can keep up on a tough month too.

Your monthly update Example

KES 1,512,400

saved of KES 3,600,000 for a 3-bedroom in Kiambu

  • Savings
  • Land
  • Build
  • Complete
  • 42%of your goal
  • Mar 2028on track for keys

Your next step

Shortlist two plots in Kiambu and learn how an official title search works.

Illustrative screen based on the JengaHome app.

Step 3: Buy land

Check everything before you pay.

Buying land is where a family has the most to lose. JengaHome walks you through the checks in order, in plain language, before any money changes hands.

1

Express interest

Tell us which plot you want to explore. Nothing is reserved and no money is requested.

2

Official title search

Run a search on Ardhisasa yourself or through an advocate to confirm who owns the land.

3

Site visit and survey

Visit with a licensed surveyor to confirm the beacons on the ground match the map.

4

Agreement with an advocate

Your own advocate reviews the sale agreement before you sign anything.

5

Transfer and registration

Pay through your bank or M-PESA directly to the agreed account, then register the transfer.

Step 4: Build

Compare designs before you break ground.

See typical sizes, build times and cost ranges side by side, then meet the architects, quantity surveyors and fundis who can make it real.

Family home with stone pillars and a tiled roof

2-bedroom bungalow

Open-plan living, one en-suite, and a veranda for evening tea.

  • Size78 m²
  • Build time5 to 7 months
  • Estimated costKES 2.8M to 3.4M
Single-storey bungalow with a grey finish

3-bedroom bungalow

Space for children and visiting family, with an option for a DSQ.

  • Size118 m²
  • Build time7 to 9 months
  • Estimated costKES 4.2M to 5.1M
Two-storey family home with a tiled roof

4-bedroom maisonette

Two storeys, balcony bedrooms, and room to grow into.

  • Size190 m²
  • Build time10 to 14 months
  • Estimated costKES 6.8M to 8.5M

Prefer your own design? Work with an architect to draw the home only you can picture, typically KES 3.5M to 10M. All figures are estimates from JengaHome; real costs depend on location, materials and finishes.

Planning, never payments

Your money stays exactly where you keep it.

You choose where your home fund lives and save with them directly. JengaHome only tracks the progress you record. It does not hold, receive or transfer money.

Mobile wallet

M-PESA savings

Set money aside in your own wallet and log it as you go.

Mobile savings and lock

M-Shwari

Lock savings for a period so the home fund stays untouched.

Mobile target savings

KCB M-PESA

Target savings linked to your line, held by the bank.

Money market fund

Ziidi MMF

Small amounts into a money market fund that may earn returns.

Cooperative

A SACCO

Build shares and deposits that can unlock a development loan.

Savings account

Your bank

A dedicated savings or fixed-deposit account you already trust.

Where we are now

Testing the idea with real people first.

JengaHome is still at an early stage. Before building the full product, we’re gathering feedback from home seekers and from the professionals who help them buy land and build.

Home seekers

Try JengaHome, plan your home and tell us what would make it more useful.

Real estate agents and property managers

Show your plots and homes to people who are actively planning to buy.

SACCOs and savings partners

Reach members who are saving towards land and a home.

Architects, QSs and contractors

Connect with families who are ready to plan their build.

Questions

Good to know.

Can’t find your answer? Message the team on WhatsApp or through the contact page.

No. You save with M-PESA, M-Shwari, KCB M-PESA, Ziidi, a SACCO or your bank. JengaHome never holds, receives or transfers money. It only tracks the progress you record.

No. JengaHome is built by Univa Africa Technologies. It is not an official Safaricom or M-PESA service.

Not yet. Listings in the app are demo data. Before paying for any land, request an official search on Ardhisasa or at the lands registry, ideally through your own advocate.

Yes. Choose “Build on land I have” when you set up your plan, and JengaHome focuses on saving for and planning your build.

Yes. Add the country you live and work in when you set up your profile, then plan, save for and track your home in Kenya from wherever you are.

Get in touch through the contact page or WhatsApp. We’re speaking with agents and property managers now to shape how listings will work.

JengaHome is an early-stage product by Univa Africa Technologies Limited. It is not an official Safaricom or M-PESA service and does not replace M-PESA, your bank, SACCO or any financial institution. Land listings and partners shown in the app are demo data, not verified or endorsed.